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2020 Insurance Print

Before playing any games, as a rostered player or a substitute player, all players must become members of the Durham Ultimate Club. By becoming a member, and completing the embedded waiver, you will be covered by the Durham Ultimate Club's group liability insurance policy which is provided by Ontario Ultimate. Purchasing a membership allows you to play in summer, fall and indoor leagues for the whole season. 

To register for your membership go to the DUC homepage and look for the link on the right side under registration. Please note that there is a membership for junior players (18 and under) and a membership for adults so please make sure you select the correct one.

Once you have purchased your membership and then log into the site it will stay say you need to purchase the membership. This message will disappear once you are added to a team by your team captain or the league administrator.

Making a claim:

If you are injured while participating in a DUC event please follow these instructions

1. Fill in a DUC incident report which will start a paper trail and notify the league administrator that you were injured.

2. Go to the Ontario Ultimate website and click on the contact us link to send them a message asking for the current Amateur Sports Claim Form.

3.   Get a Dr.s note for Physio and Chiropractic that states that it is from the Ultimate injury. 

 

 Insurance Coverage

Insurance Update to Clubs - January 2018

Ontario Ultimate is pleased to offer our members, in conjunction with BFL CANADA Risk and Insurance Services Inc., the following player and director's indemnity insurance.

Player Insurance: $2.00/player (includes HST)

Commercial General Liability

  • $5,000,000 per Occurrence - Bodily Injury and Property Damage
  • $5,000,000 General Aggregate
  • $5,000,000 Products-Completed Operations Aggregate
  • $5,000,000 Personal & Advertising Injury
  • $500,000 Tenant’s Legal Liability $2,500/$25,000 Medical Payment – per person/per accident
  • $2,000,000 Non-Owned Automobile {SPF 6) Included Contractual Liability Endorsement (SEF 96)
  • $25,000 Legal Liability for Damage to Non-Owned Automobiles

Deductible (s): $1,000 All Insured Losses

Includes: Injury to Participants, Incidental Malpractice,  Injury Blanket Contractual Liability Cross Liability / Severability of Interests

Accidental Death & Dismemberment

Limits:

  • $10,000 Loss of Life, Dismemberment or Loss of Sight
  • $20,000 Paralysis
  • $10,000 Permanent Total Disability
  • $3,000 Prosthetic Devices
  • $3,000 Rehabilitation Benefit $2,000 Tuition
  • $1,000 Special Treatment Travel
  • $10,000 Out of Province Medical Accident (Inside Canada)
  • $100 Eyeglasses/Contact Lens (resulting from injury)
  • $50 Emergency Transportation $5,000 Accidental Dental $2,500 Dentures / Bridgework
  • $500 Fracture Indemnity
  • $500 Babysitting
  • $1,000 Youth Wage Loss
  • $10,000 Accidental Medical Treatment Benefit
  • ** $10,000 Repatriation Benefit
  • $10,000 Family Transportation

*Limits may contact additional sub-limits and limitations as per policy wording.

** Breakdown of covered treatments:

  • Private duty nursing by a licensed graduate nurse (R.N.), who does not ordinarily reside in the Insured Person's home or is not a member of his/her immediate family;
  • transportation recommended by a legally qualified physician or surgeon, when such service is provided by a Professional Ambulance Service of the nearest approved hospital which is equipped to provide the required and recommended necessary treatment;
  • hospital services for which benefits are not provided by any Federal or Provincial Government Hospital Insurance Plan administered by the Province or Territory in which the Insured Person normally resides, whether paid or not;
  • rental of a wheelchair, iron lung and other durable equipment for therapeutic treatment, not to exceed the purchase price prevailing at the time rental became necessary;
  • fees of a licensed physiotherapist recommended by a legally qualified physician or surgeon, subject to a maximum reimbursement of $500.00 for any one accident during any one policy year;
  • drugs and medicines purchased by prescription made by a physician or surgeon;
  • miscellaneous expenses such as hearing aids, crutches, splints, casts, trusses and braces, but excluding replacement thereof;
  • chiropractor's fees, subject to a maximum reimbursement of $500.00 for any one accident during any one policy year;

Director’s Indemnity Insurance

Cost - $150-$250 per club based on total number of clubs applying, the more clubs that sign up the lower the rate we will get.

Director’s indemnity insurance protecting against up to $1 million in damages. 




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